History Rhymes: Why Strong Earnings, Rate Cuts, and AI Could Drive the Next Leg Higher Author: Montecito Capital Management October 14, 2025 As the market heads into the final quarter of fiscal 2025 and looks ahead to FY26, investor sentiment
Inflation Heat Is Easing: What September’s CPI Means for Rates, Stocks, and the Road Ahead Author: Montecito Capital Management October 26, 2025 September 2025 CPI Report Shows Signs of Cooling Inflation The September 2025 Consumer Price Index (CPI) report delivered
Defensive Income Strategies for Rising Rates & Bond Outflow Rotation In today’s financial landscape, investors—especially retirees—are facing a challenging environment marked by rising interest rates, bond market volatility, and shrinking income opportunities from traditional fixed-income sources. As capital continues to
The Savvy Parent’s Guide to Saving for Child Education: Understanding 529 Plans and Alternatives Author: Montecito Capital Management Saving for your child’s education can seem daunting at first, but starting early and making informed choices can simplify the journey. Tax-advantaged
Smartly’ Diversify Your Portfolio with Different ETF Methodologies Authored by: Montecito Capital Management Investors need to understand that not all Exchange Traded Funds (ETFs) are created equal. Awareness of the weighting methodology of constituent stocks in ETFs is crucial for
Retiree Income Portfolios Hit Rough Patch: Why It’s Happening And What To Do Authored by: Montecito Capital Management Summary Three retiree portfolios facing different predicaments. Which retiree portfolios are impacted by rotational asset flow shifts? Macro events & policy changes:
Strengthen Your Financial Health for a Secure Tomorrow Article by: Montecito Capital Management, Financial Advisor Santa Barbara The Importance of Regular Financial Checkups A regular checkup for our financial fitness is just as important as a checkup for our physical
The Essential Guide to Social Security Benefits and Retirement Planning Author: Montecito Capital Management, Financial Advisory Firm Understanding the Basics of Social Security Benefits Social Security, a fundamental feature of retirement planning, is the only government guarantee of a
From Planning to Protection: Ensuring Financial Peace Through Estate Strategies Author: Montecito Capital Management, Santa Barbara Retirement Financial Advisory Firm Building a Comprehensive Financial Plan for Long-Term Security A comprehensive financial plan is a tool for long-term security and peace
Author: Montecito Capital Management, A Santa Barbara Financial Planner & Financial Advisory Firm Living costs and medical costs, the fear of outliving one’s savings, are becoming a reality for many retirees. And converting the equity in the home into a