U.S. equities ended the week of November 8, 2025, with weaker retraction trends, as all three major indexes moved lower amidst a shift toward risk reduction. The S&P 500 fell about 1.6% for the week, the Dow declined roughly 1.2%,
Author: Montecito Capital Management. U.S. stocks finished October with broad gains, extending a steady rally that carried through both the week and the month. Renewed optimism over interest rates and stronger corporate results gave investors reason to stay constructive on
Weekly Market Update, by Kip Lytel, CFA – Montecito Capital Management Driven by renewed investor confidence following cooler-than-expected inflation data, U.S. equity markets surged for the week ending October 24, 2025. The Consumer Price Index (CPI) came in at 2.3%
Why Schwab’s Unrealized Gains Can Look Lower Than Your True Portfolio Growth Author: Loveth Abu, Montecito Capital Management Most investors measure their progress by the numbers staring back at them when they log into their Schwab account. It seems straightforward:
Breaking the Popular 60/40 Traditional Portfolio Mold: How Non-Traditional Assets Redefine Diversification in 2025 Authored by: Montecito Capital Management October 21, 2025 The Rise and Fall of the Traditional 60/40 Portfolio For decades, the 60/40 portfolio—60% stocks, 40% bonds—was the
How Much Do You Really Need to Retire? Why Location Matters More Than You Think Planning for retirement often raises the question: how much money is truly enough to live comfortably? While traditional advice focuses on a fixed savings target,