Author: Montecito Capital Management Last week, U.S. equities posted modest gains amid a mix of economic signals and mounting anticipation of the Federal Reserve’s December policy decision. From Friday, November 28, through Friday, December 5, the major indexes delivered the
Market Update: November’s Choppy Results and This Week’s Broad Rally Author: Montecito Capital Management November wrapped up with a mixed finish for the major U.S. indexes. The S&P 500 ended the month barely positive at about +0.1%, the Dow rose
As recent as November 20th of 2025, founder of Montecito Capital Management, Kip Lytel, CFA was featured in International Business Journal. A few highlights are: Award-Winning Wealth Management Firm Built on Fiduciary Standard Continues Organic Growth “Since 2004, this Santa
Author: Montecito Capital Management The U.S. stock market recently hit fresh all-time highs, but the rally has been narrowing and therefore more concentrated, raising important questions for investors. Much of the year’s gains have been driven by a handful
Author: Montecito Capital Management Businesses across the country are under increasing cost pressure, and many are now passing those higher costs on to consumers. According to the Federal Reserve’s latest Beige Book, companies continue to report elevated input prices
Author: Montecito Capital Management Liquidity is more than just cash in the bank; it is peace of mind. It is the safety net that allows you to weather unexpected emergencies without destabilizing your long-term investments. It is optionality — the