From: Subject: New Document Date: Wed, 17 Oct 2007 16:19:46 +0530 MIME-Version: 1.0 Content-Type: multipart/related; boundary="----=_NextPart_000_0003_01C810D9.88BFD4C0"; type="text/html" X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2800.1106 This is a multi-part message in MIME format. ------=_NextPart_000_0003_01C810D9.88BFD4C0 Content-Type: text/html; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable Content-Location: http://www.mcapitalmgt.com/mcapital/santa_bara.html New Document
Tax plan = envisions=20 world without IRS - Constitutional amendment would be needed to = switch to=20 value added system

TOM RISEN, = NEWS-PRESS=20 STAFF WRITER
October 14, 2007 8:36=20 AM
If you hate paying income tax, imagine a world = without the=20 IRS, where the only tax you paid was based on the value of the = things you=20 bought.
The Fair Tax Proposal would do just that, replacing = the=20 system enforced by the Internal Revenue Service with a 23 percent = value=20 added tax -- on top of existing sales tax -- on all new purchases. = Originally proposed by the Church of Scientology in 1993, a time = when the=20 IRS refused to recognize Scientology as a legitimate religion, it = made a=20 significant showing at the Iowa Caucus, and is endorsed by = Republican=20 presidential hopefuls Fred Thompson, Mike Huckabee and John = McCain.
To put the tax in perspective, the amount you'd pay = for a=20 $75 bottle of wine in Santa Barbara, where the sales tax is 7.75 = percent,=20 would jump from about $81 to about $98. The cost of a $1.49 = Balance Energy=20 Bar at 7-11 would go up from about $1.60 to $1.98.
It's easy to imagine what the tax would be on items = such as=20 cars, yachts, and luxury goods, but getting the plan in place = would be=20 difficult, requiring amending the U.S. Constitution.
Doing away with a majority of the federal tax code = could=20 free up $250 billion in compliance costs for Americans, said John=20 Nothdurft, press coordinator for Americans for Fair Taxation, an=20 organization devoted to replacing the IRS in favor of freeing up = income=20 that would otherwise be spent complying with the laws it = enforces.
"No more paperwork, no more lawyer and accountant = costs," he=20 said. "On a whole, everybody would have a lower marginal rate if = they live=20 within their paycheck."
But living = within=20 one's means is not the style of today's credit-driven economy, = said Kipley=20 Lytel, managing partner at Montecito Capital = Management.
"Baby = boomers are a=20 product of living beyond their means. We advise our clients to = save well=20 over 5 percent, but they usually save 3 percent or lower," said = Mr. Lytel.=20 "I don't think it would affect people's spending at all. Until = they=20 realize the economy isn't so robust, they'll think the good times = are=20 going to keep rolling."

Under the Fair Tax, there would be a monthly rebate based on = the size=20 of a household, and those below the poverty line of $15,000 would = not be=20 taxed at all. The middle class would be affected the most, = according to=20 President Bush's 2005 Advisory Panel on Federal Tax Reform.

Since the Fair Tax transition would only affect goods sold in = this=20 country, it would be good news for California exporters.

"Since we only sell wine abroad, we would definitely be for = fewer taxes=20 on business in this country," said Patricia Gibbons, Asia export = manager=20 for the Sonoma-based California Terroirs wine distributor.

Santa Barbara Business School student Dave Colindres has a = different=20 view.

"I wouldn't buy anything if they increased the prices," he = said. "If a=20 house cost 23 percent more, I wouldn't be in favor of it."

Some of Santa Barbara's more established residents, like Nick = DeVaz,=20 see such a change as a good thing.

"I would be in favor of it because I already have everything I = need,"=20 said Mr. DeVaz. "I don't need to buy anything, so a national sales = tax=20 would really work for me."

Ally Ely, of Los Alamos, said the change would affect the way = people=20 manage their lives.

"I would be in favor of it since I think it would cause people = to think=20 twice about buying certain things, and maybe they would re-use = things and=20 become more productive," said Ms. Ely.

By doing away with all taxes on corporations, Americans for = Fair=20 Taxation hopes their proposal would increase exports, raise the = price of=20 imports and boost America's manufacturing industry. The proposal = also=20 calls for business-related purchases to go untaxed.

"This would make America a huge tax haven, and might encourage = American=20 businesses who are outsourcing to come back home," said Mr. = Nothdurft.

One of the interesting effects of the Fair Tax proposal to = consider=20 would be its effect on gasoline prices.

"The national sales tax would go on top of whatever the = existing price=20 of gas is," said Mr. Nothdurft. "The cost might actually fall = because of=20 the absence of compliance cost, but it's a gray area."

The Fair Tax would not affect the sale of used goods, and the = proposal=20 assumes that the consumption of used goods through sources like = used car=20 dealers would offset the costs incurred by the middle class.

But in Santa Barbara, there is a booming market for new = products.

"I see a marked increase in sales of the more expensive yachts. = It's=20 likely from all the rich people migrating to Santa Barbara form = other=20 places," said Bob Kieding, president of Chandlery Yacht Sales and=20 News-Press columnist. "With no government costs or lawyers, that = proposal=20 could be a hit. It could create a lot more expendable income."

Along with saving taxpayers effort, replacing the IRS would = free up=20 government money used for chasing tax evaders, as people now = dodging the=20 agency would be affected at the retail level.

"Illegal immigrants would pay the tax at stores; underground = economies=20 would be taxed too, when criminals buy a fancy car with their drug = money,"=20 said Mr. Nothdurft.

He acknowledges that while the poor and the rich would fare = best under=20 the proposal, the middle class might have trouble adapting to a=20 spending-based tax overhaul since some are already living beyond = their=20 means.

"We hope that by taxing spending instead of savings we would be = encouraging people to save," he = said

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