COMPANY
PROFILE
Montecito
Capital Management ("MCM") is a wealth enhancement practice offering
not only a history of continuity and preservation, but world-class
expertise in establishing a customized, flexible financial road
map for clients. Notwithstanding impeccable experience and credentials,
our financial service platform is open to all: individuals, businesses
or institutions in every stage of the financial life cycle.
Montecito
Capital Management & its principal, Kipley J. Lytel CFA, have
been recognized as the Top 10% of U.S. Financial Advisors
based on their competency, integrity, and various risk factors
by Paladin Registry.
The Registry
helps investors find, evaluate, and select financial advisors.
Jack Waymire, Paladin founder and author of Who’s Watching
Your Money? The 17 Paladin Principles for Selecting a Financial
Advisor said there are two major markets for this service. One
is baby boomers who suffered severe losses in their retirement
accounts during recent bear markets. The other is current retirees.
He says both groups have been flocking to advisors the past few
years because they believe the professionals’ expertise
will help them win back losses, preserve retirement assets, and
produce better results in the future. What they don’t know,
based on Paladin research, is that at least 75% of advisors are
sales representatives who use expertise as a sales tactic to win
investor assets. Waymire said, “That’s why millions
of investors change advisors every year. At some point they realize
they didn’t hire a real expert for their assets. This usually
occurs after their results don’t match the excessive expectations
that they were sold.”
The Firm has also been accepted for membership by the National Association of Personal Financial Advisors (NAPFA); the Fee-Only membership requires no compensation conflicts of interest, rigorous education & training criteria, full-scale peer review, fiduciary oath, among other selective screens.
Please click on Independent Client Reviews
of Montecito Capital Management:
Review
1
Review
2
Review
3
Message
from Founding Partner, Kipley J. Lytel, CFA:
"MCM's approach is to tailor solutions to your needs, then apply
our vast financial experience to improve the performance of both
your portfolio and personal financial goals. MCM applies Modern
Portfolio Theory and Prudent Investor guidelines to create and
carry out strategies every step of the way. We believe investors
are best served through moving investors to the highest investment
return frontier given a client's return objective, risk profile
and constraints (time, liquidity, taxes, etc). We recognize that
today's tumultuous markets require expertise and tools that are
often beyond individual investor resources and many broker aims
or services. Our goal is a long-term partnership that is a fixed
fee-based relationship, generating no conflict of interest such
as hidden fees, commissions or account churns."
Founder's
History & Background
·
Over 15 years stock/bond analyst and portfolio management experience
·
Masters in Business Administration (MBA)
· Chartered Financial Analyst (CFA)
·
Registered Investment Advisor (RIA, California)
·
CFA Society of Los Angeles
·
CFA Institute
·
Paladin Registry
·
The National Association of Personal Financial Advisors (NAPFA)
Kipley
J. Lytel, CFA
is managing partner with money management firm Montecito Capital Management, counsels a publicly traded firm that takes companies public and advises several Wall Street equity research firms. Mr. Lytel has served as a lead securities analyst for M.L. Stern & Company. He also has performed portfolio management and analyst duties during his employment with hedge funds: Pacific Strategic Fund Group, Pegasus Holdings & DD Capital Management.
Mr.
Lytel
has over fifteen years of investment finance experience, with expertise in equity valuation, taking companies public, credit analysis, private placements, portfolio management and buy/sell recommendations. He received his Masters of Business Administration (MBA) from the Peter F. Drucker School of Management at Claremont Graduate University, where he also received his undergraduate Bachelors of Arts (BA) degree in Economics. Mr. Lytel holds the Chartered Financial Analyst® designation, is an active member of CFA Institute and the Los Angeles Society of Financial Analysts (LASFA). He served as a grader/senior grader in the CFA® Examination Grading Program for CFA Institute and has been a Regional Expert for CFA Institute's advisory panel on investment management. Mr. Lytel has been referenced/cited in Wall Street Journal, Business Week, Barons, Forbes, Bloomberg Wealth Magazine, Financial Planning Magazine, among others.
Steven
R. Jakowchik, CFP®, Director of Retirement Services
Mr. Jakowchik has over five years experience in the financial
planning field, with a background in insurance, investments, retirement
planning, and debt management. He received his bachelors' degree
in Business Administration (Cum Laude) from California Lutheran
University. Mr. Jakowchik current holds a Certified Financial
Planner designation and is a member of the Financial Planning
Association in Los Angeles (FPA-LA). Mr. Jakowchik also holds
Life/Health/Disability/Annuities licenses, but Montecito Capital
Management does not charge commissions; rather these licenses
are deemed requisite expertise for comprehensive financial planning.
The
Team: MCM Advisors Backgrounds
The
immense range and depth of service stems from a team approach
where MCM’s team of advisors are truly independent, without
commission or outside fee-conflicts. As a team, we can offer both
portfolio, financial and retirement planning specialty counsel
with a range of expertise designations, such as MBAs, Chartered
Financial Analyst (CFA) designation, Certified Financial Planner
(CFP) designation, along with several insurance licenses to steer
clients into the right direction without conflict of commission-based
services.
Montecito Capital Management
Carrillo Professional Building
225 E. Carrillo, Suite 203,
Santa Barbara CA 93101
522 S. Sepulveda Blvd., Office #207
Los Angeles, CA 90049
For
Inquiries:contactus@mcapitalmgt.com
800.943.2295
Disclaimer:The information
in this website is based on data gathered from what we believe
are reliable sources. This Web site is intended to give you information,
not investment advice. We do not guarantee its accuracy, nor completeness,
and it is not intended to be the primary basis for investment
decisions. It should not be construed as advice meeting the particular
investment needs of any investor. We may express opinions in this
site and elsewhere about allocating investments between asset
classes. This is NOT a specific investment recommendation to any
person or entity. We do not make 'personal investment recommendations'
to people or entities except to those who have engaged us expressly
for the purpose of providing professional investment advisory
and/or other financial advisory services. The process of making
specific and personal investment recommendations involves a close
understanding of our client’s objectives and expectations. Unless
we have this information, we are UNABLE to make ANY personal investment
recommendations.
wealth management santa
barbara ventura los angeles
