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Our
Dynamic Asset Allocation methodology is a management process where
portfolio managers add value by changing a diversified portfolio's
asset mix - of domestic or international stocks and/or bonds,
of larger and smaller capitalization, growth and value stocks,
and of different bond types, REITs, alternate investment classes.
We subject portfolios to tactical asset adjustments in response
to investors' Investment Policy Statement, correlation of asset
classes, economic and market conditions in determining the mix
of stocks and bonds in a portfolio.
Montecito
Capital Management does not simply employ a Top-down / Bottom-up
process, rather we blend all factors pertinent to the investors'
goals/objectives with an optimum financially engineered portfolio
composition. As such, allocation adjustments are made as frequently
as necessary, reflecting both the investors risk tolerance, return
requirement and individual constraints juxtaposed with the manager's
interpretation of changing economic and market conditions and
judgment as to asset types and sectors most likely to do well
under evolving and volatile market conditions. Investor accounts
also generally include allocation collars that limit portfolio
concentration and risk.
Montecito
Capital Management adjusts the asset allocation mix during periods
of mis-valuation, evaluating the relative attractiveness of equity
and fixed income markets through traditional value, growth and
sentiment measures, in a disciplined, risk-controlled framework
Index-underlying strategies are employed; thus, returns come solely
from asset class and country selection. The overriding mandate
for this matrix paradigm, however, is dictated by Modern Portfolio
Theory and Markowitz's efficient frontier of asset classes.
Our
services are not just a random walk approach, but rather a science
of value-added applications of all current financial investment
standards to derive the optimal portfolio customized for each
individual. In short, it is quite a dynamic and technical process
that is perhaps more time-intensive than selecting individual
securities and ultimately yielding what we deem to be a far safer,
cost effective and richer performing portfolio.
Disclaimer:The information
in this website is based on data gathered from what we believe
are reliable sources. This Web site is intended to give you information,
not investment advice. We do not guarantee its accuracy, nor completeness,
and it is not intended to be the primary basis for investment
decisions. It should not be construed as advice meeting the particular
investment needs of any investor. We may express opinions in this
site and elsewhere about allocating investments between asset
classes. This is NOT a specific investment recommendation to any
person or entity. We do not make 'personal investment recommendations'
to people or entities except to those who have engaged us expressly
for the purpose of providing professional investment advisory
and/or other financial advisory services. The process of making
specific and personal investment recommendations involves a close
understanding of our client’s objectives and expectations. Unless
we have this information, we are UNABLE to make ANY personal investment
recommendations.
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